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Nairobi · 10 African countries

AI digital employees for African businesses.

They answer calls and WhatsApp, follow up payments, reconcile mobile money and bank statements, and keep your ERP up to date, so your team spends less time on repetitive work. For banks and fintechs, IntegWatch watches transactions for fraud and money laundering.

Book a free automation auditSee the digital employees
Channel
WhatsApp
Payments
Mobile money & banks
ERP
Odoo
Tax
KRA eTIMS

A car-parts shop's agent sells a battery on WhatsApp: stock check, M-Pesa payment, KRA eTIMS invoice and fitting booking.

  1. Customer: Niaje! Mko na battery ya Probox? Ni how much?
  2. Deefrent agent: Hi! Checking stock for you now… (Odoo: Stock check: 6 in Westlands)
  3. Deefrent agent: Yes, we have it. KES 12,500 including fitting. Shall I send an M-Pesa request?
  4. Customer: Poa, tuma.
  5. Deefrent agent: Sent. Check your phone to enter your PIN. (M-Pesa: STK push: KES 12,500)
  6. System: Payment received (M-Pesa: Confirmed)
  7. Deefrent agent: Asante! Here is your KRA eTIMS invoice. Fitting booked for 2:00 pm today. (KRA eTIMS: Invoice signed & sent)
  8. System: Sale and booking logged (CRM: Customer updated)

Since 2017 we’ve built and integrated the banking, payments, ERP and identity systems organisations across Africa run on. Now we put AI and fraud monitoring to work on them.

  • Kenya
  • Uganda
  • Tanzania
  • Somalia
  • The Gambia
  • Zambia
  • Mozambique
  • Ethiopia
  • Rwanda
  • DR Congo

Our products

For any business with repetitive work across calls, chats and spreadsheets

AI Digital Employees

An AI worker with a defined role, your company knowledge, the tools it is allowed to use and the approvals it must ask for. It answers customers, follows up payments, reconciles mobile money and bank statements, and keeps your ERP up to date.

WhatsApp-first today; phone, SMS, email and web chat built for each client.

For banks, SACCOs, microfinance institutions, fintechs and payment providers

IntegWatch

Transaction monitoring, rule authoring and case management on an open-source transaction-risk engine, so your analysts see each alert, the evidence behind it and a clear decision trail.

Now onboarding early-access partners, with a 30-day pilot on one use case.

What we build, and what we connect it to

A working session: one person sketches a process flowchart on a whiteboard while others take notes at the table

AI Automation

WhatsApp agents built to do real work, back-office automation, and an AI executive assistant for Odoo.

  • WhatsApp AI agents
  • Reconciliation, documents, reporting
  • Daily management briefings
An officer at a back-office desk marks a printed list with a pen, with a spreadsheet open on the screen

AML & Fraud Detection

Transaction monitoring, typology rules tested in simulation, and case management for banks, SACCOs, MFIs and payment providers.

  • Transaction monitoring
  • Rule simulation & case management
  • IntegWatch
Hands plug labelled network cables into a switch in a server cabinet

Integrations

WSO2 API Manager and Micro Integrator, mobile money, banks with open APIs, payment gateways and core banking, and ERPs including Odoo with KRA eTIMS.

  • WSO2 API Manager & Micro Integrator
  • Mobile money, banks & gateways
  • Odoo ERP & KRA eTIMS
People queue at the counters of a banking hall while others wait on wooden benches

Financial Technology

Core banking, payments and digital identity for SACCOs, MFIs, banks and fintechs.

  • SACCO & MFI core banking
  • Mobile money & bank integration
  • eKYC & reconciliation

Work your team still does by hand

WhatsApp enquiries missed after hours

The agent answers in seconds. An agent on the official WhatsApp Business API can reply day and night, quote from your real price list and stock, and hand the chat to your team when a person should take over.

A shopkeeper’s hands hold a phone over a hardware-shop counter, beside a calculator and handwritten receipts
A shopkeeper’s hands hold a phone over a hardware-shop counter, beside a calculator and handwritten receipts

Mobile money and bank payments matched by hand

Matched automatically. An automation can match payments from M-Pesa and other mobile money across Africa (Airtel Money, MTN MoMo and more), bank statements and banks with open APIs to invoices in Odoo, and put anything it cannot match with confidence on one review list, so month end starts with the matching done.

A hand holds up a phone showing a payment confirmation beside a green mobile-money kiosk, a matatu passing behind

eTIMS and payroll compliance stress

Built into your system. We set up eTIMS invoicing, stock records and SHIF, NSSF and Housing Levy payroll inside Odoo, instead of in spreadsheets on the side. Since 1 January 2026 KRA checks expenses against eTIMS; unsupported expenses are at risk of being disallowed.

A warehouse worker in a high-visibility vest scans the barcode on a stack of cartons
Estimate your savings

How a project runs, starting with a free audit

  1. Step 1: Audit

    Free, 30 minutes

    We look at where your team’s time goes across WhatsApp, mobile money, your bank, Odoo and eTIMS.

    You getA one-page map of what to automate first.

  2. Step 2: Build

    2–6 weeks

    We build on the systems you already run, test on a safe copy of your data and agree in writing what the agent may and may not do.

    You getAn agent or workflow you have tested and approved.

  3. Step 3: Run

    Managed and measured

    Once it is live, we monitor it, report what it handled and tune it every month.

    You getA monthly report. Your data and accounts stay yours.

From SACCO core banking to a pilot WhatsApp management agent

Several engagements are under NDA, so we describe our clients instead of naming them.

See all work

What we would automate first in your sector

An overcast morning over Westlands, Nairobi: office blocks, traffic and jacaranda trees in bloom along the road

IntegWatch: financial crime intelligence for banks, SACCOs and fintechs

Now onboarding early-access partners.

Request a 30-day pilotAbout IntegWatchEnterprise track

AI is only as useful as the systems it can act on

We build the systems AI plugs into. We have built and integrated core banking, M-Pesa and other mobile money payments, payment gateways and Odoo for East African organisations. So our agents are built to do things as well as talk: check stock, take payment, issue the eTIMS invoice.

Built for Kenyan money and Kenyan rules. Built around KES, M-Pesa and other mobile money, KRA, ODPC, SHIF and NSSF from the start, with fraud and AML monitoring on an open-source engine your team can inspect. Agents can reply in English and Swahili and are built to understand Sheng.

We stay on after launch. Once your agent is live, we monitor, measure and improve it on a monthly plan. You own your data and your accounts.

Practical guides to Kenya’s new rules and costs

  1. What a WhatsApp AI agent really costs in Kenya after 1 October 2026

    Meta now bills WhatsApp service replies. The new fees for Kenyan businesses, a worked monthly example, and the other costs of running an AI agent.

  2. KRA's eTIMS stock records rule: what distributors must do now

    KRA now expects stock records in TIMS and eTIMS. What the September 2026 notice says, who it covers, and a step-by-step checklist for distributors.

  3. Using AI on customer data under Kenya's Data Protection Act: an SME guide

    What Kenya's Data Protection Act and the ODPC's July 2026 draft AI guidance mean for SMEs using AI on customer data, with a practical checklist.

All insights

Questions to ask before you start

What is an AI digital employee?

An AI worker set up for one job in your business, such as collections or customer service. It has a role, the skills that role needs, your company knowledge, permission to use only the tools you approve, approval rules for anything a person must decide, and the goals it is measured on. Every message and action it takes is logged.

It is built to work across WhatsApp, phone calls, SMS, email and web chat. WhatsApp comes first today; we build the other channels for each client. A digital-employee pilot starts with one role on one channel.

How much does AI automation cost?

The automation audit is free. These services publish a starting price: a WhatsApp AI agent from KES 150,000 setup + KES 25,000/month, with Meta’s WhatsApp fees passed through at cost; back-office automation from KES 120,000 per workflow; the KRA eTIMS compliance pack for Odoo from KES 250,000; Odoo implementation from KES 600,000; and an in-house AI workshop (half day, up to 15 staff) from KES 120,000.

An AI digital employee is quoted after the free audit, and so are an AI call agent and business automation for SMEs. AML and fraud detection, WSO2 integration, custom software, financial-technology, QA and testing, cybersecurity and enterprise projects are priced after a discovery phase.

Which countries do you work in?

We are based in Westlands, Nairobi, and work with organisations across Kenya, Uganda, Tanzania, Somalia, The Gambia, Zambia, Mozambique, Ethiopia, Rwanda and DR Congo. The free audit is a 30-minute call, so it works wherever your organisation is.

Will it work with the systems we already use?

We build directly on Odoo. Other systems, such as a POS or QuickBooks, connect through their API where one is available. M-Pesa connects through Safaricom’s Daraja API, and WhatsApp through the official WhatsApp Business API. We can also connect other mobile money across Africa (Airtel Money, MTN MoMo and more) and banks with open APIs, and import bank statements where there is no API. For banks and larger organisations, we integrate core banking and payment systems through WSO2 API Manager and Micro Integrator. If a system you rely on has no API, the audit tells you what that means before you commit to anything.

How do you protect our customers’ data?

We design every agent around Kenya’s Data Protection Act, 2019 and the ODPC’s published guidance. An agent uses only the data its task needs, masks personal details it does not need, acts on money or records only within limits you agree in writing, asks a person to approve anything outside them, and logs every message and action.

You keep ownership of your data and accounts, and we help you update your privacy notice to cover AI processing.

How long does a build take?

The audit takes 30 minutes, and you get a one-page map of what to automate first. We plan builds at two to six weeks, depending on the systems involved and how many workflows you start with. Every build is tested on a safe copy of your data before it goes live.

What happens after launch?

Your agent moves onto a managed monthly plan: we monitor it, report what it handled and tune it every month. A WhatsApp agent’s plan is from KES 25,000/month, and an Odoo support retainer is from KES 35,000/month. You keep your data, your WhatsApp number and your accounts.

Find out what your systems could run on their own

Start with a free 30-minute automation audit. We look at how your team works across WhatsApp, M-Pesa and other mobile money, your bank, Odoo and eTIMS, and you leave with a one-page map of what to automate first.

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